Blog Post

What are my options if a Hurricane or Flood destroyed my copier?

Loss is never something anyone wants and frankly most people don’t even expect loss to occur. As business owners, we often find ourselves learning ‘something new’ every day.

With the devastation that a Hurricane leaves behind, most of the information that exists, is directed towards homeowners and not businesses. Over our 15 years in the copier industry, we know that we can help businesses through this rough time with rebuilding their business.

We have created this informational guide to help business owners determine the best solutions for dealing with a Hurricane that effected their office.

The information provided below is directed towards floor-standing copiers, but also extends to other technology equipment that all business have.

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Leased Copy Machines
– The leasing company that holds the copier lease (not necessarily the same people that services the copier) requires insurance to be kept on the copy machine during the lease. If the customer did not purchase insurance from a 3rd party, the leasing company will have insurance on the copier.
– If a customer chose not to pay the extra dollars per month to the leasing company for insurance on the copier, they probably put a specific rider on their business insurance policy to cover the copier. If this is the case, the customer needs to check with their insurance broker to see if flood damage is covered for leased office equipment.
– If somehow no insurance existed for the copier, then the customer needs to contact FEMA regarding leased business equipment being effected due to flood.

Client Owned Copiers
– In some cases, a business will have Electronic Data Processing (EDP) Coverage which will cover a certain dollar amount for computer related items that were listed out on the policy.
– If a total loss of use occurred resulting from a Hurricane and the business is in an area FEMA has declared a disaster area, then the customer needs to fill out the necessary paperwork to FEMA for reimbursement and/or a business loan for new equipment.

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Either way, if your business copier was lost, we can provide certification stating that your copier was destroyed due to flooding. This process is simple and in some cases does not require onsite visitation.

Upon competition of this certificate, you do not have any obligation to go back to your existing vendor. This might be a blessing in disguise if you wanted to make a change before the Hurricane.

We are available as a free resource to help them go over their lease/insurance documents to help them with the best course of action of rebuilding.
Please contact us for assistance in determining the best course of action for your business.

ABOUT USA Copier Lease

USA Copier Lease is an exclusive platinum level Xerox dealer and our clients are across the United States. We can service and support your Xerox devices anywhere in the United States with a guaranteed same day / next day on-site service guarantee. Check here for your average response time.

In addition, to learn more about how USA Copier Lease can help your organization evaluate your existing copier leases or provide a quote for new copier,  call (800) 893 1183 or send an email to hello@usamagnum.com